Legacy of Legal Excellence
Carmel & Naccasha, among the largest full-service legal firms in San Luis Obispo and Northern Santa Barbara counties according to the Pacific Coast Business Times, has a long history of servicing financial institutions in many areas, including:
Insurance: we advise on best practices for notification of claims, we work with the insurance brokers on bond claims, employment claims, D & O claims, and general liability claims.
Employment: we have advised on best practices for employment manuals, employment and management contracts, employment investigations, termination and hiring concerns.
Real Estate Matters: we are available to advise our clients in matters related to property, including the buying and selling of homes, ownership, management, compliance, disputes and title issues.
Trust and estates: we confer with clients on making sure a borrower with a trust has the requisite authority to borrow funds on behalf of the trust and we work with the trustee’s counsel to provide the financial institution with an opinion letter confirming their client‘s authority to borrow funds.
Compliance with Laws and Regulations: we are available to advise our clients and help them understand and comply with complex and ever-changing laws and regulations.
Contract Review and Negotiation: we review, draft, and negotiate contracts and agreements. These contracts could involve customers, third-party service providers, contractors, or employees. We help ensure that the contracts are fair, enforceable, and within the bounds of law.
Litigation: we provide assistance in the event that litigation is threatened or filed. This could involve representing the financial institution in court, litigation strategy, managing discovery processes, negotiating settlements, or appealing verdicts.
Mergers and Acquisitions: we assist our financial institution clients effort to expand their businesses, diversify their services, or enter new markets with mergers and acquisitions or lease negotiations, including performing due diligence, structuring and timely closing deals, and navigating the regulatory approval process.
Cybersecurity and Data Privacy: With the increasing risk of cyber-attacks and data breaches, we provide guidance on cybersecurity measures and compliance with data protection regulations. We also assist in responding to any security incidents, including managing notification obligations with the insurance company lawyers and vendors.
Corporate Governance: we advise on corporate governance matters, including board responsibilities, shareholder rights, and management practices. We also assist in creating governance policies and ensuring compliance with them.
Learn More
Carmel & Naccasha attorneys have a broad range of legal experience and strive to exceed client expectations with responsive, creative, practical, results-driven service while adhering to the highest ethical standards. If you would like to learn more about Carmel & Naccasha’s services, including our ability to provide counsel to the financial services industry, or any of our many legal specialties, please give our team a call at (805) 546-8785 with any questions you may have.
